Credit Cards
Whether you’re building credit, managing everyday purchases, or looking for a smart way to transfer a balance, Allegan Credit Union has a Visa® Credit Card designed to fit your financial journey.
Save with a balance transfer
Paying high interest on a credit card somewhere else? Transfer your balance to an Allegan Visa® Credit Card and enjoy a 0% APR introductory rate on balance transfers for the first 12 months.
Plus, there are no balance transfer fees, helping you keep more money in your pocket while you work toward paying down your balance.
Our Cards:
Classic Visa®
A simple, low-rate credit card for everyday purchases and financial flexibility.
Features:
- Rates as low as 9.99% APR*
- No annual fee
- Great for everyday spending or keeping as a dependable backup card
Rewards Visa®
Turn everyday purchases into exciting rewards with a credit card that gives back every time you use it.
With the Rewards Visa®, you'll earn CURewards® points on qualifying purchases that can be redeemed for travel, merchandise, gift cards, and more. Simply use your card for everyday purchases and watch your points add up.
Features:
- Rates as low as 11.99% APR*
- No annual fee
- Redeem points for:
- Travel and vacation experiences
- Hotel stays and rental cars
- Gift cards from popular retailers and restaurants
- Merchandise, electronics, and household items
Credit Builder Visa®
A helpful option for members looking to build or rebuild credit responsibly.
Features include:
- 16.99% APR*
- Credit limits up to $1,000
- A great way to establish positive credit habits
Manage your cards with Online Banking
Check your account history and make payments, all online. It’s easy to build credit when you can view and pay your balance in a few clicks or taps.
Request credit card agreement
To request a copy of your credit card agreement, please call us at 269.673.5465 or send us an email request to
Please note: Do not include personal information in your request (account numbers, Social Security Number, or other sensitive information).
