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CDs

CD

Want your money to work harder for you?

Allegan Credit Union offers a variety of CDs to earn higher dividend rates for members with higher deposit balances.

Set it and forget it! Open a Certificate of Deposit TODAY to let your money do the hard work while you relax. Check out our current promotions and rates to find what will work best for you and your financial goals!


Turn your savings into lasting memories
with THREE great CD options

For a limited time, earn:

3.65% APY* on a 7-Month CD
 
3.75% APY* on a 9-Month CD
4.14% APY* on a 14-Month CD

Lock in your rate today! Apply for a Certificate of Deposit within Online Banking, stop by any of our branches, or call a Member Service Representative at 269.673.5465.


*APY = Annual Percentage Yield. APY is accurate as of January 29, 2026. Fees may reduce earnings. To receive the promotional rate of 3.65% APY, the 7-month CD must be opened with a minimum of $50. To receive the promotional rate of 3.75% APY, the 9-month CD must be opened with a minimum of $50. To receive the promotional rate of 4.14% APY, the 14-month CD must be opened with a minimum of $50. Rates are subject to change without prior notification. Penalties will apply for withdrawal before the maturity date of the CD. Dividends are posted monthly. Limited-time offer. Federally insured by the NCUA. Call 269.673.5465 for more information.

All CDs have a minimum of $50 and a maximum of $250,000, and early withdrawals will be subject to penalties on the interest accrued. Dividends are posted monthly.

Not a member yet?

Join today for serious benefits like no application costs or closing fees on home loans, plus so much more!