Fees

We understand that fees aren't most people's thing and we make it very easy to bank with us absolutely free.

There are however some services that make our member's lives easier or cost us operationally and we need to pass some costs on to our members. In these cases we have the below.

Fee Reference

NSF, Courtesy Pay, or Overdraft Fee (paid or unpaid)*

$27.00
Stop Payment Fee

$27.00
Par Value of One Share

$5.00
Minimum Shares Balance Fee (aggregate savings balance of <$500, no other services)

$5.00 per month^**
Auto Transfer from Savings to Checking to cover NSF

$5.00
Checking Plus Account

$5.95 per month
Temporary Checks

$2.00 per page
Pay by Phone Fee

$5.00
Wire Transfer, Incoming Fee

$10.00
Wire Transfer, Out-Going Fee

$35.00
Wire Transfer, International Fee

$50.00
Cashier's Check Fee (four free per month)

$3.00 per item
Money Order's Fee

$3.00 per money order
Paper Statement Delivery

$5.00 per mailing^***
ATM, Non-Member Transaction

$4.00
Card Replacement Fee

$10.00
Foreign ATM Withdrawals, Transfers, Deposits, or Inquiries (first four free per month)

$2.00

Dormant Account (no activity for 12 months)

$25.00 per month
Overnight/Priority Fee (including replacement card rush delivery)

$35.00 per item
Notary Fee (non member)

$10.00 per document
Non-member Check Cashing Fee

$10.00
Mortgage Discharge or Subordination Fee

$50.00
Membership Closure Fee

$25.00 per membership^†
Membership Reopen Fee

$25.00 per membership^‡
Escheat Process Fee

$75.00
Account Research/Reconciliation Fee

$20.00 per hour
Incorrect Mailing Address Fee

$15.00 per month
Levy/Garnishment/Subpoena Fees

$35.00
Gift Card

$3.00
Skip-a-Payment

$35.00
REPAY - Debit/Credit Card Payment Fee

$10.00
Early Direct Deposit/ACH Fee (subject to credit union approval)

$5.00
Deposited Items Returned Unpaid

$15.00 per item
Document Copy Fee

$2.00 per item

^An NSF fee is charged each time an item is presented against insufficient funds. The payee (or the payee's institution) may represent a previously returned item. Each presentment against insufficient funds will result in a separate fee.

^Minimum Shares Balance Fee waived if the member has any other additional account under the same membership, and for primary account holders under age 18.

^Service charge waived for primary account holders under 18 and 65 or older.

^†If closed within 6 months of account opening.

^‡If opened within 6 months of account opening.

Fees

Fee Reference

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