Allegan Credit Union offers competitive rates on auto loans, and we work hard to get you into a vehicle that matches your needs and works for your budget. We negotiate directly with dealers to help get you the best deal possible, and guide you step-by-step through the process of buying a car. Whether you already have your dream car in mind or you’re just looking for a pre-approval, we’ve got you covered!

For a limited time, we're offering as low as 4.74% APR* for up to 60 months on a new or used Auto Loan. Apply today.

Here’s the deal: *Annual Percentage Rate (APR) as low as 4.74% applies to new or used autos. The APR stated is accurate as of 5/1/26. All loans are subject to credit approval, and rates vary based on creditworthiness, loan amount, auto model year, and term length. Example Loan Repayment Scenario: A $10,000 auto loan at 4.74% APR for 60 months results in $187.52 monthly payments. Promotional rates are available for a limited time and are subject to credit approval and eligibility. The maximum loan term is 60 months. Promotional offer may end at any time. Offer subject to credit approval. Allegan Credit Union is an Equal Housing Lender. Insured by the NCUA.

Paying high interest on your current auto, boat, or RV loan? Refinance with Allegan Credit Union today and save up to 2% APR*! Stop by any of our branches or give us a call to learn more.

Here's the deal: *APR = Annual Percentage Rate. This offer applies only to auto, boat, and recreational vehicle (RV) loans. This offer excludes existing loans from Allegan Credit Union, Rivertown Credit Union, or BlueOx Credit Union, divisions of Ignite Credit Union, YouTurn loans, credit cards, or mortgages. A minimum interest rate of 6.49% APR applies, with other rates based on creditworthiness. All loans are subject to credit approval. Allegan Credit Union, a division of Ignite Credit Union, is an Equal Opportunity Lender. Federally insured by the NCUA.