Business Lending

Whether you're purchasing equipment, expanding your operations, investing in commercial property, or looking for flexible access to credit, Allegan Credit Union offers business lending solutions designed to help you move forward with confidence.

Connect with our business lending team to explore your options and find the right solution for your goals.

Contact Our Business Team

Limited-Time Commercial Real Estate Offer

Finance your commercial real estate loan for as low as 6.49% APR^* with a 5-year term and 20-year amortization.

Loan details:

Loans available up to $2,000,000
20% down payment required
5-year term
20-year amortization
Subject to credit approval and qualification requirements

Business

Commercial Loans

Business Asset Loans

Need to purchase a titled asset for your business? Our Asset Loans can help you finance eligible business vehicles, equipment, and other titled assets.

Great for:

Business vehicle purchases
Equipment with a title
Other eligible titled asset purchases

Business Signature Loans

Our Business Signature Loans provide unsecured financing for a variety of business purposes, giving you access to funds without requiring collateral.

Great for:

Business expenses
Short-term funding needs
Operational improvements
Growth opportunities

Business Rewards Credit Card

Earn rewards while managing everyday business expenses.

Features include:

Rates as low as 11.99% APR^**
Earn 1% cash back on all purchases
Credit limits up to $20,000

Save with a Balance Transfer

Paying high interest on a credit card somewhere else? Transfer your balance to a Business Rewards Credit Card and enjoy a 0% APR^** introductory rate on balance transfers for the first 12 months.

Plus, there are no balance transfer fees, helping you keep more money in your pocket while you work toward paying down your balance.

Get Started

^*APR = Annual Percentage Rate. Rate shown is the lowest available rate and is subject to credit approval, underwriting criteria, property type, occupancy, loan-to-value ratio, and other qualification requirements. Financing available up to $2,000,000 with a minimum 20% down payment required. Offer based on a 5-year term with a 20-year amortization schedule. Actual rate, loan amount, and terms may vary based on creditworthiness and collateral. Property insurance may be required. Offer subject to change or cancellation without notice. Additional restrictions may apply. Equal Housing Lender. Contact Allegan Credit Union for complete details.

^**APR = Annual Percentage Rate. The 0% APR applies to balance transfers only and is valid for 12 months from the date of the first balance transfer. No balance transfer fees apply. After the 12-month introductory period, the APR will revert to the standard fixed APR for balance transfers as low as 11.99% APR based on creditworthiness. Rates are fixed and based on the Prime Rate. Subject to credit approval. Terms and conditions apply. Allegan Credit Union is an Equal Housing Lender. Deposits are federally insured by NCUA.