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Loans | Savings
Any member who uses payroll direct deposit or automatic payment from checking or savings towards their loan is eligible for a 1/4% less on any loan interest rate.
All loans subject to approval.
Rates represent a contract closed end loan.
Rates Subject to change. |
| Loans |
Rate |
APR*
|
Term |
Minimum Amount |
Maximum Amount |
|
| Vehicles (2007-2008) 15,000 miles or less |
|
5.00
|
24 |
|
|
Calculator |
| Vehicles (2007-2008) 15,000 miles or less |
|
5.25
|
36 |
|
|
Calculator |
| Vehicles (2007-2008) 15,000 miles or less |
|
5.50
|
48 |
|
|
Calculator |
| Vehicles (2007-2008) 15,000 miles or less |
|
5.75
|
60 |
|
|
Calculator |
| Vehicles (2007-2008) 15,000 miles or less |
|
6.00
|
72 |
|
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Calculator |
| Vehicles (2007-2008) 15,000 miles or less |
|
6.25
|
84 |
|
|
Calculator |
| |
|
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| Used Vehicles (2005-2007) |
|
5.75
|
24 |
|
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Calculator |
| Used Vehicles (2005-2007) |
|
6.00 |
36 |
|
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Calculator |
| Used Vehicles (2005-2007) |
|
6.25 |
48 |
|
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Calculator |
| Used Vehicles (2005-2007) |
|
6.50 |
60 |
|
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Calculator |
| Used Vehicles (2005-2007) $15,000.00 or higher |
|
6.75 |
72 |
|
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Calculator |
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| Used Vehicles (2003-2004) |
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6.50 |
24 |
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Calculator |
| Used Vehicles (2003-2004) |
|
6.75 |
36 |
|
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Calculator |
| Used Vehicles (2003-2004) |
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7.00 |
48 |
|
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Calculator |
| Used Vehicles (2003-2004) |
|
7.25 |
60 |
|
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Calculator |
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| Used Vehicles (2000-2002) |
|
7.25 |
24 |
|
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Calculator |
| Used Vehicles (2000-2002) |
|
7.50 |
36 |
|
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Calculator |
| Used Vehicles (2000-2002) |
|
7.75 |
48 |
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Calculator |
| Used Vehicles (2000-2002) |
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8.00 |
60 |
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Calculator |
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Calculator |
| Boats, Motor Homes and Travel Trailers Over 21 Feet (2007-2008) |
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7.00
|
60 |
$5,000 |
$25,000 |
Calculator |
| Boats, Motor Homes and Travel Trailers Over 21 Feet (2007-2008) |
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7.25
|
72 |
$5,000 |
$25,000 |
Calculator |
| Boats, Motor Homes and Travel Trailers Over 21 Feet (2007-2008) |
|
7.50
|
84 |
$5,000 |
$25,000 |
Calculator |
| |
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| Boats, Motor Homes and Travel Trailers Over 21 Feet (2005-2007) |
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7.75 |
48 |
$5,000 |
$25,000 |
Calculator |
| Boats, Motor Homes and Travel Trailers Over 21 Feet (2005-2007) |
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8.00 |
60 |
$5,000 |
$25,000 |
Calculator |
| Boats, Motor Homes and Travel Trailers Over 21 Feet (2005-2007) |
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8.25 |
72 |
$5,000 |
$25,000 |
Calculator |
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| Boats, Motor Homes and Travel Trailers Over 21 Feet (2003-2004) |
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8.50 |
48 |
$5,000 |
$25,000 |
Calculator |
| Boats, Motor Homes and Travel Trailers Over 21 Feet (2003-2004) |
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8.75 |
60 |
$5,000 |
$25,000 |
Calculator |
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Boats, Motor Homes and Travel Trailers Over 21 Feet (2000-2002)
|
|
9.00 |
48 |
$5,000 |
$25,000 |
Calculator |
| Boats, Motor Homes and Travel Trailers Over 21 Feet (2000-2002) |
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9.25 |
60 |
$5,000 |
$25,000 |
Calculator |
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| Home Improvement |
|
8.75 |
36 |
$3,000. |
$15,000 |
Calculator |
| Home Improvement |
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9.00 |
48 |
$3,000. |
$15,000 |
Calculator |
| Home Improvement |
|
9.25 |
60 |
$3,000 |
$15,000 |
Calculator |
| Home Improvement |
|
9.50 |
72 |
$3,000 |
$15,000 |
Calculator |
| Home Equity |
|
7.000 |
n/a |
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Calculator |
| Personal |
|
13.000 |
n/a |
$500.00 |
$15,000 |
Calculator |
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Home Equity Loan Rates
(primary residence/stick built)
|
Rates
|
Less 1/4% for auto pay
|
| Credit Score of 700 or more |
6.00%
|
5.75%
|
| Credit Score of 600 to 699 |
7.00%
|
6.75%
|
| Credit Score of 599 or less |
8.00%
|
7.75%
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All other Home Equity Loan Rates
(rentals, manufactured, vacant land) |
|
|
| Credit Score of |
8.00%
|
7.75%
|
| Credit Score of |
9.00%
|
8.75%
|
| Credit Score of |
10.00%
|
9.75%
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| Savings |
Dividend Rate |
APY* |
Term |
| Regular Share, Christmas Club, Vacation Club ($100 min. to earn dividend) |
0.50 |
0.50 |
n/a |
| Moola Moola (Children's account-no minimum) |
0.91 |
0.91 |
n/a |
| Golden Share ($200 min. to earn dividend) |
0.91 |
0.91 |
n/a |
| Diamond Share ($3000 min. to earn dividend) |
1.56 |
1.57 |
n/a |
| Money Market ($7500.00 min. to $24,999.99) |
2.01 |
2.01 |
n/a |
| Money Market ($25,000.00 min. to $49,999.99) |
2.52 |
2.52 |
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| Money Market ($50.000.00 and over |
3.03 |
3.03 |
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| Individual Retirement Account (IRA) |
2.50 |
2.53 |
n/a |
APR=Annual Percentage Rate
APY=Annual Percentage Yield
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